Identity Week Asia 2022 will be the unmissable identity event of the year! Taking place in one of the fastest growing markets, over 2 days discover what the future holds for Identity.
We’re beyond excited to share a first-look at the Conference Agenda incorporating 100 world-renowned industry experts across more than 40 sessions, covering biometrics, mobile ID, verification and authentication, identity access management, document fraud, physical credentials and digital onboarding.
Identity Week Asia 2022 kicks off 6 September 2022 for two ground-breaking days of insights, inspiration and new ideas around identity evolution across the APAC region.
Identity professionals from across finance, government, healthcare, travel, social media and many more sectors will come together to learn, be inspired and generate exciting business opportunities.
As an increasing number of people rely on digital and mobile domains to interact with the world around them, the need for robust online identity systems has never been greater and demand from enterprise, government and consumers just keeps rising!
The EU’s European Travel Information and Authorisation System which was due to be introduced in May 2013 for non-EU visitors will now be delayed by an extra six months.
Once launched, non-European visitors with visa-waiver status between the ages of 18-70 will be required to submit an application for the ETIAS in order to travel to 26 countries in the Schengen Zone for up to 90 days.
The ETIAS is not a visa but an essential travel document which will be enforced on those applicable.
Back in 2016, tightened measures to pre-screen non-EU visitors and collect advanced data were approved by the European Parliament.
The Schengen zone is mostly comprised of European countries as well as Iceland, Norway, Switzerland and Liechtenstein. The UK’s departure from the EU means that Britons are now subject to the new rules.
Applicants must pay a $7 dollar fee for a 3-year permit and can expect a response to be returned to them within 4 weeks.
The new travel authorisation rules affect 1.4 billion in 40 countries that are naturally excluded from the EU or rejected being part of it. Some countries such as America, Albania, Australia and Canada currently have a visa-free arrangement to travel within the EU. In total, the scheme has been pushed back three times to the end of 2022 and now November 2023.
Some believe ETIAS will further streamline borders by targeting people travelling from out the European Union, however, many who know the current pressures in travel are relieved that new requirements for travellers to provide their advanced data will not be mandatory for some time.
More updates around the implementation will be given in the months before the ETIAS is now set to be implemented. Passengers will be eased into adapting to the new system while, although not confirmed, an initial 6-month grace period may come into effect. Early registration online is encouraged.
Identity Week Asia, the leading identity and trust event for the APAC region, will be returning to the Suntec Convention Centre in Singapore to bring together government, enterprise, and partners on 6-7 September.
Launched in 2019, the event is focused around strengthening stakeholder relations within the Asian identity market to spark innovation and faster adoption of technologies in public services, government, travel, healthcare, and banking.
Identity Week Asia also encompasses our Start-Up Village which serves as an important meeting place for identity tech start-ups at an early stage of their funding to meet potential investors and partners.
The event integrates start-ups into the identity ecosystem and therefore is ever changing the structure of main stakeholders in identity.
The forum places the emphasis of the industry coming together on nurturing the next generation of talent to bring digital ID and biometric technologies to the forefront. It also caters for experienced vendors and organisations that are closer to the user interface and understand the emerging trends for enhanced user experiences and self-sovereign identification.
A stage will be set for 20+ promising start-ups engineering the future, connecting them with Asia’s most influential companies, investors, and media.
The fantastic speaker line-up includes, Open Identity Exchange, IATA, Google, Monetary Authority of Singapore, ShuttleOne, Emerging Payments Association Asia, Prudential Corporation Asia, Royal Thai Police, Netbank, Union Bank of Philippines, GovTech Singapore, Vietnam Government.
The packed conference schedule will cover topical discussions around ID for citizens, seamless travel, secure banking, decentralised ID and blockchain, verifiable credentials, biometrics, effortless onboarding, IAM, secure ID documents, interoperability, quality data collection and lots more!
“We look forward to welcoming back our industry colleagues and friends as we look once more to the future and all the promise and excitement that new technologies and solutions will bring” – Janine Bill, Managing Director, Identity Week.
The Secure Identity Alliance has set out its recommendations of good practice amid failures to forecast identity supplies in the supply chain, creating long delays for customers receiving their government ID documents.
The non-profit association, which promotes best standards within the identity industry, has called for better planning in the supply chain to ensure that travel and access to citizen services is not impacted.
A global shortage of identity components (i.e. chips) exacerbated by the pandemic, with a surge of demand following the worst period of the outbreak, has contributed to the severe backlog.
According to the SIA, customers will continue to be the worst impacted by supply issues of electronic documents over 2023, as across the industry physical documents are gradually replaced by digital ID.
Billions of citizens around the world have transitioned to depending on eID cards, e-passports, and other methods of digital identity. Post-pandemic, digital transformation and the heightened demand of technologies has created more business opportunity for suppliers, while impacted their abilities to deliver greater promises.
As travel restrictions have eased, more people have decided to renew their travel documents compared to a 40% decrease in passport demand and use during the worst of the pandemic.
The Secure Identity Alliance is calling all on industry and government stakeholders to foster a collaborative approach to urge suppliers to focus on ensuring smooth delivery of crucial identity supplies. In addition, accurate forecasting is necessary while managing citizen expectations and communicating the reasons behind document delays.
iProov will be making a second appearance at Identity Week Asia as Platinum Sponsors this September, when identity enablers from across the APAC region will gather for an unmissable 2 days of networking, building connections and forming partnerships in the quest for seamless security.
Back in June, iProov played a prominent role in setting out future authentication and onboarding technology harnessing biometrics. iProov’s CEO, Andrew Bud gave an energised keynote speech followed by a highly complimentary interview in which he stressed that Identity Week Europe enabled a fruitful forum for vital networking between industry stakeholders.
Since its inception in 2011, iProov has sought to strengthen awareness and urgency around the opportunities of establishing Genuine Presence Assurance to counter the security risks.
Andrew alludes to a “watershed” moment in the deployment of biometrics in which everyone from consumers, financial institutions and enterprises have now become interested in protecting security concerns over identity theft and fraud, supported by the advances in technology.
The conference at the ExCeL, London reflected this shift in industry-wide attitudes towards “authentically verifying” users in “untrusted contexts with untrusted networks and software”.
As a result, hundreds of identity experts turned out for such a unifying event, to showcase their solutions and forge new business deals for Digital ID and biometric deployment.
Still hesitant to book your ticket for Identity Week Asia?
For new and returning stakeholders, the number and diversity of industry topics circulating social media and company pages can be a minefield. Our sessions, designed for all regional Asia stakeholders, are integrated into one event under the same roof with easy to navigate signage systems for a seamless experience – and that’s before we consider the solutions!
We aim to deliver a variety of specific and whole-industry sessions for relevant stakeholders across the industry.
With just over a month to go until we welcome APAC identity community in Singapore, we want to provide transparency in relation to floor-plan logistics, speakers you are guaranteed to meet and hear onsite and a carefully curated arrangement of exhibitors, all of which make for a superior experience at Identity Week Asia.
From 6 – 7 September at the Suntec Convention Centre in Singapore, discover ground-breaking solutions that you will be open to invest in to harness innovations in identity. Meet with perfect-match partners to work with you on enhancing digital onboarding experiences, seamless and secure verification, optimising the user experience and fighting document fraud.
Join thousands of identity big-thinkers, innovators and disruptors from across the Asia Pacific region this September and find out what the future holds for our incredible fast-paced industry.
Identity Week Asia 2022 has it all – aimed at relevant members of the community while security document credentials continue to co-exist with digital transformation and ID.
1. FAQ: Can you summarise all the topics/sessions on this year’s program which are included in my delegate pass?
National Identity Initiatives | ID in Financial Services | Document Security Innovations | Identity and Access Management | Digital Onboarding | ID in Payments and eCommerce | Digital ID and Biometrics in Travel | Contactless Biometrics | ID for Citizens | Fighting Document Fraud | Decentralised ID and Blockchain | Security Document Manufacture
2. FAQ: When are the keynote presentations on Day 1 and 2?
3. FAQ: Who can I hear talking about physical security documents, as well as digital ID?
Johnson Kengalu Oge, Chief Immigration Officer, Ministry of Commerce, Industry, Labour and Immigration
Yimmy Korn-usa, Forensic Scientist and DeputySuperintendent, Royal Thai Police
4. FAQ: Is there fair representation from the public sector and academia?
Ott Sarv, Principal Advisor, Digital ID, Independant
Adam Chee, National University of Singapore, Chief, Smart Health Leadership Centre
Hannah Lim Yee Fen, Professor, Nanyang Technological University
Dilnesaw Israel, Senior Legal and Policy Advisor ,Prime Ministers Office, National ID Program – Ethiopia
5. FAQ: Digital Identity is the future!
Of course. An unforgettable aspect of the conference.
We have sessions spanning roundtables, panel sessions, keynote addresses and presentations that cater for Identity and Access Management (IAM), Digital Onboarding, Decentralised ID and Blockchain, Digital Verification and Authentication, Digital ID and Biometrics in Travel, ID in Payments and E-Commerce, ID for Citizens, Contactless Biometrics.
6. FAQ: I work in Finance and Banking..
Here’s a snapshot of Banking industry experts who will be involved in panel sessions:
Nat Sakimura, Chairman, OpenID Foundation
Sugandhi Govil, VP, AML Compliance, Genesis
Gus Poston, CEO, Netbank
Jaebeom Kim, Digital ID, Telecommunications andTechnology Association (TTA)
WS02, TOTM, Incode, iProov and Deloitte are among the official sponsors at Identity Week Asia, coming to the Suntec Convention Centre in Singapore on 6-7 September.
Join our exhibition to be in the eye-line of potential investors that can elevate your digital identity solution to the number #1 spot. Everyone you’ll meet on the exhibition floor, in our startup village and in the speaker lounge has been carefully chosen to represent the vast identity landscape, from streamlined biometric solutions, to IAM systems, on-boarding and data privacy.
Identity Week Asia 2022 is the critical meeting place to find your next business partner, and following the evolving trends within the industry, plenty more cross public-private sector partnerships will be forged to share interoperable IAM systems and databases.
Gain bonus FREE access to carefully crafted sessions, roundtables and seminars delivered by field experts in biometrics, digital identity, and physical security.
Never has the focus of identity been more about balancing seamless consumer experiences with our highest standard of secure, intuitive technology which is ever evolving!
Here’s a sneak preview of solution providers at Identity Week Asia, that are straddling both requirements of robust identity.
WSO2 – Title Sponsor
Founded in 2005, WSO2 enables thousands of enterprises to drive their digital transformation journeys – executing more than 18 trillion transactions and managing over 500 million identities annually. Customers choose a broad, integrated platform; approach to open source; and digital transformation methodology.
Deloitte – Diamond
Deloitte brings world-class capabilities and high-quality service to clients, delivering the insights they need to address their most complex business challenges. The aim is about starting things, not stopping them, and enabling the freedom to create while ensuring compliance of creativity.
iProov – Platinum
iProov creates digital trust by securely authenticating remote users with face biometric verification. iProov delivers its world-leading anti-spoofing technology, which is supported by 21 granted patents. Their customers include the US Department of Homeland Security, the UK Home Office, GovTech Singapore, ING and Rabobank.
Jura JSP – Gold
Jura JSP has built a global brand name as a reputed supplier of the security printing market, offering ID document personalisation. Jura is the global pioneer in supplying security solutions against photo-replacement on ID documents. Jura’s technology encodes invisible personal data into the portrait, directly linking the photograph both to the document holder and the document itself.
Diletta ID-Systems – Exhibitor
For more than five decades with over 40,000 installations in more than 150 countries, DILETTA has been engaged in producing identity products and security systems for governments and other national institutions. DILETTA offers complete systems for centralised and decentralised personalisation of high security travel documents which support safety criteria, contactless chip technology and machine readable features.
The UK’s new plan for immigration, legal migration and border control, as set out by Home Secretary, Priti Patel, this week, envisions a point-based migration system for legitimate citizens returning or travelling to the UK while maintaining a welcoming attitude towards foreign workers to boost Britain’s economy.
The Government ended free movement into the UK in December 2020 to tackle rising numbers of refugees into Britain, asylum seekers and those travelling to the UK illegally. In place of free, insecure travel, the UK has adopted a global points-based immigration system to consider applications to be in the UK based on a fair, firm and skills-led approach.
One reason for this assessment is to manage migration trends of masses of people making the often perilous journey to the UK and compromising security.
The system works in the interests of the people of the United Kingdom and ensures a democratic hold of issues related to immigration, however, also supports talent from overseas to help build Britain back better, support economic recovery from the pandemic and resolve short term supply challenges.
Whereas the New Plan for Immigration can be forgiven for taking a hardline approach to hot issues, The Government’s Plan for Growth measures is a separate set of proposals by the government which consider the way in which the UK can still attract valuable and eligible workers with transcendable skills to live and work in the UK.
These aims were originally published in a statement released in 2021 which proposed a programme for 2021 and 2022. As well as improving safe borders, the Government also intends to enhance the user experience of digital processes to verify identities in order to create smoother journeys for valid travellers into the UK.
In this statement, Priti Patel announced, “We will also be improving the user experience by implementing digital solutions, removing paper from the process and reducing the need to attend application centres. This will lay the groundwork for the full transformation of the border and immigration system in the coming years”. The common theme between the statement by Priti Patel and the new plans for immigration is the Government’s emphasis on advancing digitalisation to streamline systems of verification.
While the new system described in the 36-page document will prioritise public protection, the UK’s attitude is more than about limiting and controlling unmanageable or even unwanted numbers of visitors. The Home Office stresses the transformation of a “fair and firm system” where people directly from regions of conflict and instability continue to be supported.
On January 31 last year, the Hong Kong British Nationals (Overseas) visa was implemented for Hong Kong citizens and since the conflict began in Ukraine, the UK has demonstrated it is a supportive ally of the war-torn country, welcoming 95,400 Ukrainian nationals to seek safety in the UK.
An increasing number are able to apply for refuge in the UK without needing to attend a Visa Application Centre in person. This has been a quick measure in response to the escalation and scale of the conflict to support the real humanitarian crisis in Ukraine.
Since the UK’s final decision on stopping freedom of movement, over 182,000 skilled worker visas, 3,500 global talent visas and 466,000 student visas have been issued until the end of March 2022.
These principles ensure that UK citizens and others legally residing in the UK have confidence in the “effectiveness and efficiency of our system”.
Identity Week America is fast approaching to unite identity stakeholders across the U.S. towards a common goal of verifying, identifying and authenticating genuine citizens while strengthening the consumer trust relationship.
Are you an established solution provider or trying to elevate your business’ funding to be a big player in the identity ecosystem?
The event is the culmination of industry collaboration and advancements throughout the past 12 months, building advanced identity security to match the level of persistent threat to personal and global security and identity theft. Returning to the main keynote stage, Diane Sabatino will be giving an update on the U.S. border protection’s implementation of biometric photo matching systems to streamline passenger flows while ensuring high security capabilities.
Covering a broad spectrum of digital and physical ID topics, sessions are well suited to different stakeholders in the identity chain while enabling knowledge exchange across sectors to tackle global demands for secure services and data security.
We are delighted to be gathering a cross-section of identity innovators, including:
Jim Murphy, Director of Fraud, Celebrus, USA
Specialising in data-first innovation, Celebrus’s newest venture is to maintain unified session data while a visitor navigates between domains and sites under the same parent company.
John Peters, Head, New Business, OVD Kinegram
A pioneer in hot-stamping foil production, OVD Kinegram is trusted by central banks in over 80 countries for its anti-counterfeiting foil KINEGRAM technology to increase the security of banknotes.
Tim Meyerhoff, Director, North America, IrisID
According to the National Institute of Standards and Technology, iris recognition has 90-99% accuracy, with a growing number of law enforcement agencies recognising its value to identify offenders against national databases. Iris ID is a leader in iris identity authentication with the world’s most deployed iris recognition platform, irisAccess.
Don’t miss out on a multi-faceted networking experience to reassert your company’s goals to advance identity.
The systemic problem of fraud can be attributed to neglect overall of passport procedures, a study by the National Office for Identity Data has found.
The cost of fraud is staggering, not only financially which leaves businesses at a lose of 10% revenue from counterfeiting, but it also compromises personal and global security.
With printed and digitalised security documents becoming more readily accessible, the issue of stopping counterfeiting has become more complex. There are many loopholes for offenders to exploit and sophisticated means of obtaining legitimate documents for fraudulent use or producing convincing counterfeits.
The findings are revealing, suggesting that rules such as entering the correct data for requesting a passport and waiting the stipulated time to be issued a passport are not regularly observed and tend to promote criminal misuse.
State Secretary, Van Huffelen, wrote a powerful letter to Parliament, outlining the errors which facilitates fraud and explained the approach to preventing this crime and maintaining the integrity of Dutch passports and identity cards.
Between the years 2010 to 2019, 17 big municipalities were found to have flouted procedures for issuing passports in over 25% of cases. Out of 8.7 million checks by the RvIG, 2.4 million were handled entirely by one civil servant, reported by DutchNews.nl.
The combined effort from many border control bodies and Government entities are taking a firm stand against counterfeiting in all its forms.
Federal and State laws in the U.S. recognise several types of identity document fraud, including legitimate identity documents that have been issued with a new name or subsequently altered with a new photo image, holder name, age or other descriptor.
HID Global, a worldwide leader in trusted identity solutions, has announced a joint research laboratory with France-based Hubert Curien Laboratory, named the Lasers, Materials, and Colors for Citizen Identity Documents Laboratory, or LAMCID. The Hubert Curien Laboratory is a joint research unit of the Jean Monnet University, the National Research Centre and the Institut d’Optique Graduate School.
LAMCID will host experts from HID and Hubert Curien to conduct a variety of joint projects aimed to reduce counterfeit citizen identity documents. Research will explore new methods to improve image quality and integrate digital materials, processes, and treatments at industrial scale.
“In an increasingly digital world, securing the link between physical documents like passports and identification cards and their digital counterparts is paramount to reducing fraud amongst an increasing trend of counterfeiting,” says Natascha Trivisas, HID Global Director of Marketing Communications.
Key research initiatives and corresponding projects include:
The exploration of new materials, including the combination of chemical compositions and singular nanostructures to be implemented via thin-film shape and integrated into plastic maps
Optimization of laser processes to ensure quality reproducibility, such as a spatial resolution that is compatible with best-in-class standards and colors for each type of document material
The development of algorithms that can digitally reproduce images on different types of materials using lasers and inkless inscription
The creation of characterization and treatment tools that are appropriate for recognizing digital properties on developed materials
LAMCID’s mission with these ambitious projects is to generate technology that ensures the authenticity of documents needed to maintain and improve the security of citizens and governments . This cooperation encourages innovation within the security industry and generates opportunities to hire new talent who are graduates from the partner university.
For more information about HID Global’s Citizen Identity Solutions, visit the website.
Fresh off the stage at Identity Week Europe, we caught up with Felimy Green, COO at Standard Chartered Bank, to understand the importance of the consumer relationship and striking a balance between ensuring the convenience and ease of an “Amazon experience” and “safety and soundness”.
He continues to say that technology has enabled the path to convenience in one of most safe and regulated industries, however, an issue that still persists is accessibility where the World Bank estimates a billion people in the world still do not have a means of identity.
Diane Sabatino of The U.S. Customs and Border Protection has today been announced as the first keynote speaker at Identity Week America taking place in October, following her address at the London event last week.
Opening Day 1 of Identity Week Europe, Diane spoke about beginning to fulfil the “touchless experience” mandate set out in 2002 to introduce a biometric traveller verification service across ports of entry in the U.S.
The new border control system is a cloud-based facial biometric matching service which compares a live photo of the traveller to datasets of photographs collected from previous encounters or advanced on-boarding. Holdings are populated with advanced information from the traveller prior to or on arrival at airports.
To date, Diane quoted that 179 million travellers have been processed through U.S. airports using this biometric facial technology, allowing U.S. Customs and Border Protection to stop 153,000 overstayers and identify 15,000 imposters that present a security risk to international travel passing through the U.S.
Implemented across all border points, the biometric traveller verification service is demonstrating headway in how U.S. border protection agencies tackle illegitimate travel across the United States. The upcoming event in October promises to elaborate on further border security measures being enacted by The U.S. Border Control and Protection when regional stakeholders meet in Washington D.C.
Identity Week America returns from 4-5 October 2022, with the mission to accelerate the move towards a safe and secure world where trusted identity solutions enable governments, border agencies and commercial organisations to authenticate genuine human identities in real-time.
Identity Week Europe may be over for another year (and haven’t we got the blues about it!) but the conversation around enhancing digitalisation of secure and seamless identity solutions never ceases to be relevant for social-economic development across the identity industry and beyond.
This September, Identity Week Asia held in Singapore will emulate the buzz of the exhibition floor in London, as regional stakeholders gather to trial new tech solutions to reach the market’s potential in the Asia-Pacific region.
With the region experiencing a surge in demand for digital identity solutions to serve developing economies, the addressable market continues to grow and become more engaged with the future of identity within Asia. Official figures suggest that the total addressable market cap will stand at $148.74 billion over 2020-2030.
Over two days, the conference will examine innovation in identity once more, allowing key stakeholders to explain their short and long-term ambitions to transform sectors and streamline single solutions for authentication and verification.
As regions differ in tackling unique identity problems, Identity Week Asia will be specifically targeted to challenges faced by the Asian ecosystem, in relation to threats to national security and efficient border control processes, public use of biometric technologies, secure banking, and the Government’s identity policies to help businesses and citizens.
Identity Week Asia is a multi-disciplined conference experience with over 40 sessions across four tracks.
Confirmed companies include: Continental AG, Incode, Totm Technologies, IATA, GovTech Singapore, World Bank, Daon Technology, OpenID Foundation, Royal Thai Police, WSO2, ForgeRock, IProov, Okta, Deloitte, Flipkart, Reckitt, Google, The Prime Ministers office, Labour and Immigration, Open Identity Exchange, NUS, ShuttleOn, and many MORE!
They are all speaking about one event – IDENTITY WEEK ASIA!
All customers have the right to expect trust and respect over the use and handling of their personal data, however as a new study by Mastercard has revealed, non-binary individuals face discrimination in their financial experiences.
The damning results of the study show that while the finance and banking sector continues to enhance systems of on-boarding to collect new consumers, there is less consideration towards how personal data is safeguarded and treated. Only 68% of the transgender community have the correct ID featuring the name and gender they identity as and 19% of non-binary individuals have experienced prejudice when making payments in shops, presenting their ID or having to navigate intrusive questions.
The ‘True Name’ Initiative started by Mastercard in the U.S. in 2019 has in pleasant contrast to other financial services, acted upon calls from the LGBTQ+ community to allow these customers to change and use their true identifiers on cards without legally having to change their name and gender.
The recent research is backed up by previous findings in January of this year which concluded that nearly 50% of transgender or non-binary people feel anxiety, embarrassment and frustration when using their formal ID that doesn’t reflect their gender marker.
The True Name campaign allows customers to easily transition to being their true gender or identity when making payments and running errands in everyday life, as well as to avoid the expensive, time-consuming process of legally changing their gender.
Jennifer Douglas, Head of North American Retail and Small Business Payments at BMO says: “Helping customers make real financial progress is important, and that starts with providing safe and accessible banking to our customers by removing barriers to inclusion”.
More U.S. banks have followed suit including Citibank, Marqeta, and The Republic Bank to support simplified on-boarding of these individuals, using the name and gender they identity as.
During this Pride month, Mastercard also launched The Belle Block program, an industry group to encourage women and non-binary individuals to use Web 3.0 technology and cryptocurrency.
Diletta Maschinentechnik GmbH and Landqart AG have announced that they have entered into a Cooperation Agreement to jointly explore and develop business opportunities in the area of passports and other security documents.
This agreement comes about as a result of the natural synergies that have been identified between Diletta’s document personalisation systems and Landqart’s composite substrate for passports and related documents, Durasafe TRAVEL.
The combination of state of the art personalisation techniques, security features, and resilient substrate offered by the two firms represent formidable opportunity for upgrading machine readable passports to cutting edge specifications, without the need to make wholesale changes to the way passport books are manufactured and personalised.
For more than five decades with over 40,000 installations in more than 150 countries, Diletta has been engaged in producing identity products and security systems for governments and other national institutions.
Diletta offers complete systems for centralised and decentralised personalisation of high security travel documents which support safety criteria, contactless chip technology and machine readable features. Diletta systems are designed, engineered, and made in Germany, using state-of-the-art technology, and incorporate wide range of security features.
Landqart AG, based in the heart of the Swiss Alps, is a world-leading, highly innovative manufacturer of substrates for banknotes, passports, and other security documents that are supplied to some 50 countries around the world. Landqart is the inventor of Durasafe®, the world’s most advanced substrate for secure documents. A composite of paper and polymer, two outer layers of security paper are fused together with a central core of transparent polymer, bringing greater security and durability to the documents that are printed on it.
To find out more about Durasafe TRAVEL, click here.
They have now committed to aligning their efforts, having realised the synergies in the work they were doing and the vast potential of working more closely together to drive their common agenda across the globe.
With a combined worldwide membership of over 360 organisations, including some of the world’s largest stakeholders in a digital ID future, this is a crucial development in the journey towards full digital ID adoption and a digital future that will work for everyone involved.
Born from the self-sovereign identity movement, ToIP’s widely recognised ToIP Stack is defining a complete architecture for internet-scale digital trust that combines the technical requirements for cryptographic trust at the machine layer with the governance requirements for human trust at the business, legal, and social layers.
Equally, the OIX’s comprehensive work around the governance of digital ID has been highly influential and widely accepted. It complements the governance elements of the ToIP stack. A prime example is OIX’s recently launched Guide to Trust Frameworks for Smart Digital ID that encompasses over 10 years of research and in-depth evaluation of existing Trust Frameworks around the world.
The guide outlines how both a simple digital ID (i.e. digitised credentials within a wallet) and a smart digital ID (i.e. one that understands rules ‘to selectively disclose, derivate a specific attribute and aggregate several single attributes’ per the EU’s new eIDAS2 ARF) can meet the needs of all the parties involved in a digital relationship or transaction. With a specific focus on placing the needs of the end users at the forefront (also a key driver for ToIP), the guide defines the roles, responsibilities, principles, policies, procedures and standards needed.
While remaining technology agnostic, a particular feature of the guide is its alignment with the self-sovereign paradigm of decentralised identifiers (DIDs) and verifiable credentials stored in individual digital wallets. This mapping of OIX Trust Framework roles to self-sovereign identity roles, illustrated in the infographic below, is clearly explained in the guide.
John Jordan, Executive Director of ToIP, said: “The lack of a globally interoperable digital trust infrastructure has presented an urgent and widely acknowledged need for both technical standards and governance that ensure trust can be established quickly and safely across all sectors and borders. Our two organisations have a common vision – building trust online, and simplifying and standardising how trust is established. Our collective knowledge, expertise and research will be a powerful force ensuring the benefits of digital ID are realised by everyone involved – the end consumers, governments, relying parties and ID providers.”
Nick Mothershaw, Chief Identity Strategist at OIX, said: “Various initiatives around the world are trying to address the same issue with differing approaches. It is a highly complex global challenge that needs a united global response, and one that ensures the needs of all parties are met. To achieve it, governance must be generic and technology agnostic, and smart digital ID will need to play a significant role.
“The goals and strategies of both organisations highly complement each other. We have both already made significant progress, which has been reflected in the growth of our memberships and the self-sovereign alignment of the new OIX trust framework. By further aligning our efforts, we can have a greater impact.”
The OIX is a non-profit trade organisation on a mission to create a world where everyone can prove their identity and eligibility anywhere through a universally trusted ID. OIX is a community for all those involved in the ID sector to connect and collaborate, developing the guidance needed for inter-operable, trusted identities. Through our definition of, and education on Trust Frameworks, we create the rules, tools and confidence that will allow every individual a trusted, universally accepted, identity.
As a Joint Development Foundation project of the Linux Foundation, the mission of the ToIP Foundation is to simplify and standardise how trust is established over a digital network or using digital tools. The ToIP model is a complete architecture for decentralized digital trust infrastructure that combines cryptographic verifiability at the machine layers with human accountability at the legal, business, and social layers. ToIP is a collaborative community of international experts working together to design the specifications, recommendations, guides, and tools for using the ToIP four-layer dual stack of technology and governance.
The guide offers actionable solutions for two key problems facing crypto companies today: 1) compliance with all applicable laws and regulations and 2) building the KYC process to quickly onboard users while maintaining a high level of fraud resistance. That’s why the Sumsub team has compiled all the essentials for compliant, high-conversion KYC in one place.
Compliance with KYC/AML requirements is crucial for crypto companies as it prevents money laundering and terrorist financing, detects suspicious activities, and shields from stiff regulatory fines.
In the past, regulations affected only a few players in the crypto industry. Nowadays, regulators are eyeing the industry as a whole, implementing laws and rules that impact a much wider spectrum of companies. In this guide, Sumsub’s legal experts give details on which crypto companies are regulated as well as the regulatory specifics across different countries.
Another significant issue for crypto businesses is building effective KYC flows. If a company is obliged to perform multiple user checks, it’s important to make them as smooth as possible to keep pass rates high. That’s why the Sumsub team has shared three best practices for building successful verification flows, with which crypto companies can reduce drop-offs significantly and verify clients properly without losing them in the process.
Notably, the guide offers actionable solutions, rather than just theoretical advice. So, not only does it go through the principles of level-based verification, it also provides step-by-step instructions for implementation. All this is backed up by real-life cases, detailing the wide success enterprise crypto clients have achieved through Sumsub’s customizable KYC flow.
Sumsub is an international tech company that helps businesses onboard online clients and comply with AML/KYC regulations with AI-driven identity verification tools. It was founded by three brothers—Andrew, Jacob, and Peter Sever—and uses forensic anti-fraud software to make identity verification fast, secure, and transparent for clients.
Sumsub’s business model is based on adjusting verification & identification services to global compliance requirements. Thanks to a strong in-house legal team, Sumsub has grown into a leader within this sector, helping businesses comply with regulations in 197 countries and territories. The company’s methodology follows FATF recommendations—the international standard for AML/CTF rules.
Sumsub offers an all-in-one, customizable solution that verifies users no matter their language or location—helping businesses scale to international markets faster and adhere to global compliance requirements more efficiently. The platform is easily adjustable and offers a wide range of solutions, from fully-automated identity verification to agent-assisted verification.
Sumsub takes a risk-based approach and follows both global and local regulatory norms (FATF, FINMA, FCA, CySEC, MAS). All data is kept on Amazon GDPR-compliant servers, which are located in the EU. Overall responsibility for all data lies with the DPO (Data Protection Officer).
Onfido, the leading global digital identity verification and authentication provider, today announced the expansion of its Real Identity Platform, improving fraud accuracy by 54% and fully automated performance by 12x. The platform simplifies identity for everyone. Now customers can reduce the complexity of sourcing and managing multiple identity verification vendors to meet local compliance regulations and can more easily mitigate fraud threats in an increasingly global marketplace. The Real Identity Platform includes four new products:
Onfido Verification Suite, a curated library of identity verification services including award-winning document and biometric solutions, trusted data sources, and innovative anti-fraud measures.
Onfido Studio, a powerful identity orchestration layer acts as the mission control for identity verification, enabling organizations to build and optimize multiple identity verification flows using the entire verification suite and no-code workflows.
Smart Capture, a flexible, easy-to-integrate SDK that delivers over 90% first-time pass rates, with NFC verification, accessibility features, and intelligent end-user feedback to correct things like blurred or cropped images.
Onfido Atlas™, the state-of-the-art AI decisioning engine that powers the entire platform, providing fully automated identity verification and authentication at global scale, with 95% of checks completed in less than 10 seconds. Its built-in anti-bias capabilities are unparalleled in the industry.
These additions to the platform enable organizations to optimize and automate the user experience while providing the highest levels of risk assurance.
“Managing multiple vendors across end-user workflows is one of the biggest challenges banks can face in compliance and fraud prevention,” said Kavin Mistry, Head of Digital at TSB. “Onfido’s Real Identity Platform brings all this together, reducing that complexity and providing a valuable array of verification signals that will help make managing our customer’s identity much simpler.”
The Onfido Real Identity Platform allows organizations to build multiple workflows optimized for different market conditions, geographies, and risk tolerance that achieve the lowest fraud and highest end-user conversion rates, without the need to invest in additional customer support.
According to Gartner®: “Making identity proofing, fraud detection and user authentication capabilities work together across the user journey can improve risk mitigation, reduce costs and boost innovation in product or service offerings, but remains challenging for organizations to execute on,” said Akif Khan, Senior Director Analyst at Gartner.
“With the addition of multi-dimensional identity verification signals, organizations can now get a more holistic view of their customers and make faster, more informed decisions about which products or services to offer and when to offer them,” said Alex Valle, Chief Product Officer of Onfido. “By combining this with the flexibility of easily integrating identity verification at any point in the customer journey through drag-and-drop workflows, organizations can create the perfect user experience without compromising on fraud protection, all through a single API and best-in-class SDK.”
Onfido Verification Suite provides a curated library of globally trusted data sources and identity verification services. The suite provides tailored user experiences designed around specific fraud and regulatory use cases, compliance requirements, global needs, risk appetite, and business objectives. This library extends and tightly integrates with Onfido’s award-winning document and biometric identity verification solutions. The trusted data verification sources include Watchlist (PEPs and Sanctions), Ongoing Monitoring, ID Record Check, AAMVA (American Association of Motor Vehicle Administrators), Tax ID (India), Social Security Number (US), and Proof of Address. Accompanying these are additional fraud detection verifications including Phone Verification (network signal and device integrity), IP Reputation, Geolocation, Email Risk Verification and Known Faces.
Onfido Studio: Simplifying Digital Identity Orchestration Onfido Studio enables organizations to orchestrate business logic with no code and powerful analytics to make intelligent, data-driven decisions. Quickly build workflows that respond to changing market conditions, whether expanding into new geographies, aligning with changes in internal policies, changing risk tolerance, or keeping compliant with regulations or evolving sanctions. Simply drag and drop a document and biometric check or one of many other verifications or fraud signals into your customer journey to optimize customer onboarding or authentication.
Onfido Smart Capture: Over 90% first-time pass rates
Smart Capture provides a powerful and flexible SDK that enables customers to quickly create a world-class onboarding experience that is easy to use and optimized for fraud prevention. It includes NFC scanning, image quality enhancements, face detection, and advanced document capture features such as barcode, MRZ and edge detection. Also included are advanced on-device fraud detection capabilities including device tampering and IP intelligence. Smart Capture is WCAG level 2.1 accredited for accessibility. 70% of Onfido’s customers use Smart Capture SDK due to its flexibility, ease of integration, and proven performance – resulting in 90% first-time pass rates and 20% increase in first-time document and selfie capture success.
The Real Identity Platform is powered by Atlas, state-of-the-art AI that enables fully automated identity verification with 95% of checks processed in less than 10 seconds, a 12x improvement. It also powers a year-over-year improvement in fraud accuracy by 54%. Atlas is built on over 10,000 micromodels that decipher the slightest nuances of global ID documents, and refined on tens of millions of checks each year, all to deliver unparalleled accuracy and automation to each verification. With a cornucopia of training sets and oversight from the ICO (Information Commissioner’s Office), Atlas effectively safeguards against facial biometric bias, improving false acceptance rates by 10x to 0.01%.
Onfido’s Real Identity Platform supports fast, frictionless fraud prevention and compliance at global scale that adapts to the unique needs, markets and risks of each customer, from financial services and healthcare, to gaming, telecommunications, retail, and hospitality.
“Time is a precious resource for organizations when it comes to engineering and developer talent. Effectively managing a team’s workload is essential when considering onboarding flows or initiating major changes to stay compliant with financial regulations across multiple countries,” said Ron Kalifa OBE, Chair of FinTech Review. “Onfido is helping to keep the UK at the forefront of fintech innovation by enabling businesses to scale internationally, enabling them to navigate compliance and complex fraud vectors more easily.”
Additional customers welcomed the announcement:
“A challenge telecommunications companies face in remaining compliant and mitigating fraud is managing the sheer number of vendors used across multiple customer workflows, getting them to interact correctly, and then deriving actionable insights,” said Artur Stankiewicz, Chief Digital Officer at Orange Poland. “Onfido’s Real Identity Platform strips away that complexity by offering multiple verification methods in a one-stop solution that simplifies customer identification.”
“We’re always looking for ways to reduce user friction and help our customers onboard faster, while remaining secure and compliant,” said Peter Lu, Director of Product at KOHO. “As we continue to expand throughout Canada, Onfido’s Real Identity Platform will scale with us, allowing us to decide our fraud tolerance and apply the correct level of identity proofing at different points along the customer journey.”
“As the largest African money-transfer platform, we must walk a fine line between managing the growing complexity of AML/KYC regulations in all the countries we operate in and ensure a fast, frictionless customer onboarding experience,” said Hasan Luongo, VP of Global Marketing at Chipper Cash. “Onfido’s Real Identity Platform simplifies this complexity and will enable us to grow more rapidly in the face of evolving fraud vectors and global regulations.”
“As a fast-growing, fully digital financial services startup our customer experience is our first priority,” said Sebastian Robles, CEO at Kredito. “We’re always looking for ways to reduce user friction and help our customers onboard faster,” said Robles. “We’re excited to start using Onfido’s Real Identity Platform to simplify our customer onboarding process without making any compromises on fraud prevention, compliance or security.”
 Gartner®, Market Guide for Identity Proofing and Affirmation, March 2022. Akif Khan, 2 March 2022. GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. All rights reserved.