Digital identity and payment innovation will headline the finance agenda at Identity Week America 2026, as industry leaders tackle rising fraud risks, regulatory pressure, and the demand for seamless customer experiences.

Digital Identity in Financial Services

Chaired by Brian Russell, this session explores how identity is becoming embedded across the financial ecosystem.

Key discussion points:

  • The shifting role of digital identity beyond onboarding
  • Adoption of digital ID programmes across the U.S. financial sector
  • Innovations in verification: voice biometrics, onboarding, fraud monitoring
  • The growing threat landscape – and whether current protections go far enough

Featured presentation:

  • Michael Wichmann, SVP, Chief of Staff Security & Fraud, Wintrust Financial Corp

Panel: The New Baseline for Financial Identity

Adopting digital ID to strengthen security and customer experience

Moderator:

  • Brian Russell

Speakers:

  • Parshaw Ghosh — Capital One
  • Stefan Schubert — Chase
  • Alexandra Giddens — Varo Bank (TBC)
  • Pat Kinsel — Proof

Sponsored by Proof

Seamless Payments

Examining how technology is reshaping transactions and security.

Key discussion points:

  • The role of AI, blockchain, and biometrics in next-gen payments
  • Balancing strong security with frictionless user experience
  • Navigating evolving regulation and compliance demands
  • Identity verification at the point of sale to reduce fraud

Panel: The Future of Payments

Security, identity, and intelligent innovation

Speakers:

  • Christina Hulka — Secure Technology Alliance
  • Steve Cole — Merchant Advisory Group
  • Troy Leach — Cloud Security Alliance

With identity now central to both security and customer experience, the finance programme at Identity Week America 2026 highlights a clear priority about building trusted, resilient systems for a digital financial world.