Colorado’s digital IDs and state-issued driving licences will now be accepted by the TSA at the airport’s North Security touchpoint, confirmation of REAL ID which TSA PreCheck travellers can add to their Google Wallet. 2025 promises to bring enforcement of requirements for REAL ID.
The Colorado Digital ID, available through the state’s myColorado mobile app, allows residents to store their driver’s licences or state identification cards digitally and since November, within a recognised, government approved private wallet. such as Apple.
Larry Nau, TSA’s Federal Security Director for Colorado commented on their developments to overlap state-issued digital IDs with private sector wallets to use within the travel industry. An “increasing number of people” he said are eligible to use “a state-issued digital ID at the security checkpoint during the identity verification process”
“We will continue to work with our state and private sector partners to bring the latest technologies and capabilities to the security process at DEN” he continued.
As other states and jurisdictions are trialling similar initiatives to collaborate with technology developers, travel and financial sectors and in doing so adopting credentials in wallets.
Coloradans who begin their travel journey at DEN can use their digital ID for identity verification in the TSA PreCheck® lanes at the North Security Checkpoint.
TSA has endeavoured to fully operationalise Credential Authentication Technology (CAT-2) terminals at important checkpoints, which are equipped with connected digital ID readers and live facial recognition that captures a real-time photo of the traveller to check valid ticket purchases and to detect fraudulent documents. T
After facial biometric matching, a TSA office can manually verify the traveller is who they say they are to proceed to security screening, but a hybrid approach also enables them to opt out in favour of alternative identity verification method.
The CAT-2 system permits the traveller to proceed to security screening without having to present their boarding pass.
TSA has 2,000 CAT-2 units deployed at 220 airports worldwide and DEN is one of 26 airports nationwide that is capable of scanning more than 2.500 different types of security document.
Last November, the Colorado Department of Revenue announced that state residents could add their Colorado ID to Apple Wallet. TSA continues to integrate new technologies into its identity verification process.
The EU-wide framework for secure electronic identification could be improved for effectiveness to promote the benefits of trusted digital identities to European citizens. The conclusions of the EU Commission’s proposed framework from October 2020 is due to be amended in relation to Regulation (EU) No 910/2014 of delivering a European Digital Identity.
With oversight from the European Parliament, Commission and Council of the European Union, the amendments should create a regulation that “sets out the harmonised conditions” for the establishment of a
framework for European Digital Identity Wallets to be provided by Member States” with the emphasis on delivering users ownership over their own data. Some members states have begun implementing and largely using electronic identification means.
To support the competitiveness of businesses and economic prosperity, the final proposed draft legislation should be sufficient to ensure both online and offline service providers can rely on digital identity solutions for verification and authentication purposes.
With Regulations met, the framework will indicate Europe’s harmonised approach and management of trust, security and interoperability around using digital identities, therefore mitigating unnecessary costs and risks incurred by current fragmentation of “divergent national solutions”.
The announcement defines the conditions of wide use of digital identities when a finalised framework is implemented. Such an approach should “strengthen the Single Market by allowing citizens, other residents as defined by national law
and businesses to identify and authenticate online and offline in a safe, trustworthy, user friendly, convenient, accessible and harmonised way, across the Union”, the announcement said.
While the framework should sponsor digitalisation across countries, refining its regulations is to ensure the use of digital identities protects transparency and users’ rights over their data.
Section 8a. defines a good framework which should “safeguard citizens against unauthorised or fraudulent use of wallets” as a highly important token for trust and critical element to wide uptake of European Digital Identity
Wallets.
“Member States should provide EDIWs relying on common standards and technical specifications to ensure seamless interoperability and to adequately increase the IT security, strengthen robustness against cyber-attacks and thus significantly reduce the potential risks of ongoing digitalisation for citizens and businesses.”
Recently obtaining Google as a developer onboard to create verifiable applications and quality wallets with The Open Wallet Foundation, Founder, Daniel Goldscheider endorsed partnership as the key to accelerating wallet adoption with open-source and interoperable origins. The different standards and wallets across countries requires synergy to embed interoperability and allow approved private sector wallets to hold official government-issued credentials and vice versa, public wallets holding private sector credentials.
Here, the OWF Founder described many flourishing use cases, inclusive of digital banking applications, e-ID credentials and explained why the promising future of wallets rapidly growing in use matters to merchants too.
The lasting remarks of this interview are that digital wallets have already an established place for global users, but that interoperability standards must encourage cross-over between private and public sector wallets.
“Strong frameworks need to be robust (for governments too) and backed by other industry standards”, she tells our Editor at the Identity Week America conference in October. IBIA operates by privacy by design across IT and public infrastructure – values shared by NEC and embodied on the board with Kathleen Kiernan’s appointment.
Check out Identityweek.net for more interview posts from Identity Week America 2023.
Upon the construction of Noida International Airport, due to open in 2024, Anurag Shandilya spoke at Identity Week Asia around the need for converging regulations across all existing and new international aviation hubs.
The presentation dealt with the challenges still to overcome to enable seamless travel and called for more collaboration among the sector around regulation and recognition that the national border and airport business often forces implementation of new technology. As facial biometrics emerges as the recognised solution to enabling seamless travel across the world, there must be convergence of frameworks across different countries.
The Airport Complex is affected by factors such as control, high sensitivity, high volatility and the travel business and regulation environment forcing demand for innovation.
In relation to other airport use cases, such as Dehli Airport, biometric solutions and e-gates are now common user services to expedite secure travel and reduce congestion.
At 16 airports, passengers can use national ID which is captured by boarding. The opening of Noida Airport, which looks set to handle 60 million passengers per annum, will look to embrace the immersion of digital and augmented physical facilities with digital technology.
Bhutan’s transformation to a digital nation holding just over 787,000 citizens is slow. The majority of people living in Bhutan are without basic internet connection, a sign of any modern country. This year, at Identity Week Asia, we were proud to welcome Suprit Pradhan from this small and technologically underdeveloped country to deliver a presentation full of passion for Bhutan’s digital needs and new digital identity system.
Leading the development of a cutting-edge digital identity system based on the Self-Sovereign Identity, Suprit Pradham spoke to global leaders on forging Bhutan’s vision to be the next tech leader and emulating other identity ecosystems.
Physical cards are already available to citizens in Bhutan however the session raised questions of how to expand coverage of a whole population with cost-effective and scalable solutions. The mission is driven under Druk Holdings and Investment (DHI) to transform how citizens interact with online services and finally immerse this nation into modern and scalable plans for security.
This keynote presentation received the most questions around how NDI products are evolving. Citizens can currently onboard themselves to the foundational ID app to get national ID and the self-sovereign philosophy was implemented from July 2021.
With the King Of Bhutan’s endorsement enrolling in December 2022, 14 partner portals are live to onboard to any services using national ID within wallets. Many nationals do not own a phone or wallet so building a hardware and digital wallet is in the roadmap to achieve Bhutan’s future-proof plans for privacy, security and KYC, Pradhan said.
Online scams are the second most reported type of crime, Kendrick Lee, Director of National Digital Identity at GovTech Singapore told a packed out theatre room whilst delivering his keynote presentation at Identity Week Asia 2023.
The event, which took place at the Suntec Convention Centre in Singapore’s big bank city centre last week, attracted visitors from across vast swathes of the APAC and facilitated a huge gathering for decision-makers in the identity industry.
Opening the show, Kendrick addressed Singapore’s technology measures to combat cyber crime, namely their reusable digital identity offering called Singpass which is used prevalently by banks and authorities.
With the threat of online and financial crime exceeding physical threats, Singapore’s government has protected citizens using Singpass and a step-up advanced verification leveraging biometrics. The findings of a recent report, commissioned by the government, delved into the technology advancements and direction towards using passkeys and FIDO standards, over outdated passwords to authenticate users of banks and public services.
The report published fraud analytics and the work of the digital government exchanging working group in tackling verification and authentication methods to stand up to sophisticated criminals.
The Anti-Scam centre has been one hands-on approach to giving customers a physical support mechanism, working in conjunction with UK universities to set up an observatory for scams with $300 Million investment.
The high spokesman for GovTech Singapore said the centre will cater for incidents requiring quicker response times by banks and police and aim for customer regulation to be implemented, which is ongoing throughout 2023.
The pace of scammers adopting flexible strategies to overcome even the newest of technologies is alarming, with tactics used by scammers constantly evolving from SMS spoofing, to call spoofing and selling accounts.
The recovery of valid digital identities is vital, this message was repeated throughout this presentation to open the conference. He also headlined digital wallets as the future of payments innovation which will also change how we hold our digital and identity credentials to authenticate into all types of cross public-private services.
“We need to safeguard digital ID domestically“, Kendrick Lee said.
Identity Week Asia 2023 begins tomorrow. We are gearing up to welcome over 2,500 attendees from the global identity market to the 2023 industry forum at the Suntec Convention Centre in Singapore.
Our team is ready on hand to assist with your badge to enter the exhibition floor and meet hundreds of interesting companies with visions of authentication technology and access management solutions of the future!
Giving a conference welcome, the event will begin with a few opening words on Day 1 and 2 from Nick Mothershaw, Chief Identity Strategist, at the Open Identity Exchange on united cooperation amongst the industry to achieve our goals for state-issued digital credentials, secure government and healthcare services and manageable IAM for enterprises. Identity solutions are becoming increasingly defined by interoperability, data capabilities, decentralised user ownership, and new technology like blockchain and wallets.
Join these relevant sessions at the conference on 7 November:
Presentation: Onboarding in Gov Services
Natalie Jones, OBE, Director, Digital Identity, Government Digital Service, UK Cabinet Office
Ensure a seamless onboarding experience for citizens and residents to access government services
Discuss the best way to verify identity and issue government-backed digital credentials
Panel: Onboarding in Gov Services
Tony Allen, Chief Executive, Age Check Certification Services Ltd
Kapil Jambhulkar, Director, UIDAI (Govt of India)
Andrew Bud, Founder & Chief Executive Officer, iProov Ltd
Face-Based Public Key Infrastructure: Advancing Privacy-Preserving, Biometric-Enabled Self-Sovereign Identity on Blockchain and Centralized Systems, for Governments and Organisations (Seventh Sense)
Varun Chatterji, Co-Founder & CTO, Seventh Sense
Identity Week Asia will also be the meeting place for private industries including finance, banking and travel, that will focus on modern digital identity and biometric technologies which enable digitisation and automation of KYC, onboarding and document checking processes. Facial recognition technology delivers the most secure border access defence through contactless touch and capture of passport information.
Check out the travel biometrics and digital identity in finance talks below!
Panel: Contactless Biometrics
John Rule ,MD, Brands Australia
Helen Chua, Singapore Ambassador, Women in Identity
Riccardo Vecellio Segate, Research Associate (Biometrics Regulation), The Alan Turing Institute (London)
Presentation: Seamless Travel
Yanendra Weerakkody, Digital Transformation Lead, Sri Lankan Airlines
Presentation: Digital ID in Financial Services
Optimize digital identity for financial services applications, including KYC procedures
Establish a robust KYC system with the latest identity solutions
Ivy Fung, Vice President, Women in Blockchain Asia
Panel: Digital ID in Financial Services
How can banks seamlessly onboard customers without causing unecessary friction?
When reviewing their KYC practises, how can banks implement enhanced threat detection and awareness?
Moderator: Allen Sng Kiat Peng, Legal Expert, Law Reform Committee
From Singpass to Aadhaar, ConnectID to DigiYatra, the APAC is spearheading numerous identity initiatives to open opportunities to citizens, businesses, travellers with data security being aligned as a non-negotiable factor. Meet the experts behind their success, continuous innovation and technology purpose driven to bring citizens and users accessibility and opportunity equal to other regions.
SingPass
Behind the SingPass digital identity and data vision in Singapore, Kendrick Lee, Director on National Digital Identity at GovTech Singapore, will be welcomed to speak a fresh programme for 2023 all about the future of security documents and innovations, having spoken last year on the importance of digital identity in Singapore’s financial services. Watch his keynote presentation in-person on the morning of Day 1, 7 November.
ID wallets
Daniel Goldscheider is Founder and Executive Director of the OpenWallet Foundation, a consortium of companies and non-profits collaborating to drive global adoption of open, secure and interoperable digital wallet solutions. Having recently secured a useful developer in Google, the Foundation is developing code for quality wallet and verifier applications while seeking to regulate the digital wallet market starting with one of the largest wallet providers onboard.
Daniel will speak in a panel on mobile ID wallets. Wallets hold a combination of digital credentials which prompts the question of whether financial services, government, and private enterprise can work more closely together to develop a sustainable and multi-platform wallet.
Passkeys over passwords
We can’t wait for a packed-out session on IAM protocols and standards which will discuss the importance of regulation supporting modern authentication such as passkeys over the traditional password. Joon Hyuk Lee, Market Development Director at APAC FIDO Alliance follows the trends of consumers with a recent report confirming that biometrics and passkeys are more popular authentication methods than dated passwords and pin codes. The FIDO Alliance is promoting government engagement for password-less systems and room to transition to evidence-based systems, biometrics and government-issued documents to prove who we are.
One Login
The digital identity service built by the UK government called One Login has many good points which could be ‘copied’ or rolled out across other governments, changing how their citizens’ interact with public services.
Natalie Jones, spearheading the One Login digital identity at the Government Digital Service will share how easy onboarding experiences to access UK government services with issued digital credentials can be replicated for the APAC.
Charting their cutting-edge technology in engineering, digital technology and artificial intelligence, SAIC’s Jay Meil addressed the current and emerging challenges facing the US government in a sit-down interview with Identity Week. The interview took place amongst the busy stands and packed-out theatre sessions at Identity Week America in October.
Protecting the data of government employees and partners, SAIC deploy IAM and credentialing technology that rigorously checks all requests for access to sensitive federal data. Watch in full the conversation above, discussing interoperable systems, data management, security and privacy which is critical for the government and industries to uphold.
Carole House, Former Director for Cybersecurity and Secure Digital Innovation for the White House National Security Council (NSC), speaks to Identityweek.net on frameworks for government, joining a financial regulatory authority, and advocating for the responsible use of AI, ledger technologies and blockchain.
Amid lots of discussion of open source technology, Carole House explains the need for accountability and transparency from authorities to manage the cyber risks associated with emerging technologies, supply chains and critical public infrastructure.
Frameworks aimed at governments are currently “fragmented and inconsistent”, Carole says, while the government should be leading efforts to transform our identity system using evidence-based verification to issue digital credentials.
“Evidence based verification is a really critical way to successfully combat the hundreds of billions of pounds in fraud”, especially as AI is growing to allow deepfakes and cyber crime.
With mere days to go until doors open, secure your FREE ticket and hear from our FULL KEYNOTE LINEUP at Identity Week Asia 2023!
From payments to civil registry, and blockchain innovation to national digital ID, we’re welcoming keynote speakers from 5 different countries to cover Asia’s most innovative transformations.
These sessions are free to attend so register today to confirm your place in the keynote theatre.
Andrew Black will be bringing the trailblazing Australian ConnectID initiative to the conference, with a presentation on ‘Building national trust infrastructure in Australia’.
ConnectID is a digital identity solution which will make it easier for customers to verify who they are, using organisations they already trust. Without seeing or storing any personal information, ConnectID is the bridge providing businesses access to trusted and reliable identity data with customer consent. Andrew spearheaded the inception of ConnectID at Australian Payments Plus and has been pivotal in its development, and we can’t wait for him to share the project’s success with our audience.
Dani Cahyadi, Project Manager at Direktorat Jenderal Imigrasi is also a keynote feature for Identity Week Asia 2023 who will speak about Indonesia’s immigration innovations in the afternoon of 7 November in Singapore.
We are thrilled to be bringing the thought leaders in APAC together for two packed days of know-how and networking at Suntec Convention Centre. JOIN US and make the most of this opportunity! Secure you FREE expo pass now here: https://lnkd.in/eZXP3zd
Identity fraud has long been a persistent and formidable issue plaguing individuals, businesses, and governments worldwide. As document forgers continuously adapt and refine their deceptive techniques, the battle becomes an ever-evolving challenge. To truly grasp the complexities of fake IDs and the multifaceted nature of identity fraud, one must embark on a fascinating journey through history.
Here, the intricate threads of culture, technological advancements, and illicit activities intertwine, offering invaluable insights into the origins and evolution of these deceptive documents. Unravelling the stories behind false IDs reveals not only the methods employed by counterfeiters but also the social and legal contexts that fuelled the demand for identity manipulation.
Prohibition and the Rise of Counterfeit Identification
The roots of fake IDs can be traced back to the Prohibition era in the 1920s, when the United States implemented a nationwide ban on alcohol. With the demand for alcoholic beverages remaining high despite the restrictions, individuals sought to gain access to hidden speakeasies and secret gatherings. This led to a surge in the need for false identification.
During this period, underground networks and skilled counterfeiters emerged to meet the demand. They mastered the art of creating phony IDs that mimicked genuine documents, providing individuals with the means to enjoy nightlife and other activities that were otherwise prohibited.
Changing Laws and Shifting Demands
As time passed, various age restrictions on activities such as drinking, voting, and other privileges changed, prompting a shift in the demand for fake IDs. Young people, especially college students, sought imitation identification to access age-restricted venues and partake in activities meant for older individuals.
This demand for fake IDs saw a correlation with the evolving role of the government in people’s lives. As governments became more involved in regulating social activities and imposing restrictions, individuals found themselves navigating a complex landscape of rules and regulations. The tightening grip of government influence on personal freedoms and lifestyle choices fuelled a desire for autonomy among the youth, leading them to seek fake IDs as a means to subvert the ever-increasing control exerted over their lives.
Fake IDs became a cultural phenomenon, glorified and romanticized in movies, music, and popular media. They became symbols of rebellion and freedom, adding to their allure among young people seeking to defy societal norms.
Evolution of Fake ID Techniques
The early days of manipulated identification involved relatively simple methods, such as altering genuine IDs or using borrowed documents. However, printing technology and materials soon improved significantly, empowering counterfeiters to create more convincing fakes.
With the advent of digital technology, the production and distribution of fake IDs entered a new era. Fraudsters leveraged sophisticated software and equipment to craft phony identification that could deceive even the keenest of eyes. To combat this, authorities introduced security features such as holograms and UV ink, attempting to stay one step ahead in the cat-and-mouse game with fraudsters.
The Modern Landscape and Future of Fake ID Detection
Counterfeiters have come a long way from simple alterations during the Prohibition era to employing sophisticated digital methods today, capitalizing on improved printing technology, biometrics, and online platforms. With advancements in technology, combating fake IDs necessitates a collaborative effort involving business, law enforcement, and government.
The digital age has facilitated the production and distribution of counterfeit IDs through online platforms, leading to a surge in identity fraud cases. Fraudsters have taken advantage of AI to create highly convincing fakes that challenge traditional detection methods. At the same time, tech companies have developed AI-based identity verification systems empowering businesses and governments to identify anomalies and prevent unauthorized access. In this high-tech cat-and-mouse game, both sides continuously refine their techniques, making collaboration and legislative adaptation crucial.
The future of detecting fake IDs may lie in innovations such as AI, machine learning, and biometric authentication. By working together, industry stakeholders, law enforcement, and government agencies can combat the escalating problem of fake IDs effectively. Implementing comprehensive legislation, regulations, and enforcement measures will deter fraudsters and hold them accountable for their actions. Striking a balance between robust security measures and user experience remains essential to ensure a smooth yet effective verification process.
Conclusion
From the Prohibition era to the digital age, fake IDs have remained a persistent challenge for individuals and institutions alike. However, with the power of advanced technology and collaboration, we can better equip ourselves to unmask ID fraud and protect the sanctity of personal identity in a world increasingly plagued by deceptive documents.
Receiving royal approval in Parliament, a law that firmly holds social media to account and upholds their responsibility for keeping children safe online.
The Online Safety Act will impose stricter legislation and a zero-tolerance approach on platforms that have a duty in the modern internet era to prevent minors from seeing illegal content like pornography, suicide material or terrorism online.
Age limits with verifiable age protections will be expected of all social media sites and websites while the new laws should empower adults to have greater control over what content they can see. The finalising of this law follows intense scrutiny of the dangers children face in digital spaces in the House of Commons and the House of Lords.
The Act places pressure on social platforms to be seen to act quickly in implementing safety-by-design technology to fight and remove harmful content, or face significant penalties reaching up to £18 million.
Technology Secretary Michelle Donelan said:
“I am immensely proud of the work that has gone into the Online Safety Act from its very inception to it becoming law today” and the bill will protect “free speech, empower adults and ensure that platforms remove illegal content”.
Social media platforms should too be more transparent about the risks and dangers posed to children on their sites, including by publishing risk assessments so parents can report quickly problems online when they do arise.
The UK Home Secretary condemned the “appalling scale of child sexual abuse occurring on their platforms” – many sexual offences now recognised by the law disproportionately impacting women and girls who should be better protected.
Internet users themselves will be given options to filter content.
TikTok and Snapchat have begun meeting some of the requirements by installing stronger age verification and permanently closing the accounts of underage users.
Identity Week Asia is bringing to force a new networking initiative for professional women in the identity industry called…
Transformative Women – in partnership with WiSAP and the Kantara Initiative!
We are delighted to welcome our esteemed speakers from various industries to TransformativeWomen. Everyone is invited to this space during the networking and drinks party at the end of Day 1.
Join the movement towards the empowerment and inclusion of women as professional leaders in the industry so that innovation can be enabled to applications using digital identity, biometric authentication and security identity documents – the three main themes of the conference. If we lift women leaders in this industry, we will enable the amazing work and endeavours of the entire identity ecosystem.
Join TransformativeWomen at Identity Week Asia… 7-8 November!
We really hope to grow this initiative into a global phenomenon, including awards and special focus projects highlighting the work of identity leaders and initiatives to better represent and provide women around the world with crucial documents to access the digital future.
Completely FREE to attend, our dedicated networking during our drinks party at the end of Day 1 includes a chance to give feedback on how to further develop the empowerment and inclusion of women as professional leaders in the industry.
One of the biggest challenges driving significant debate as digital ID progresses around the world is the ability for trust frameworks with different policy criteria to interoperate. Digital ID must be able to interoperate safely and securely across the different regulatory and technical boundaries that are defined in trust frameworks, usually by a government or for a specific geographical area.
The work of the non-profit global organisation, OIX, has been focused on ensuring that digital ID works well for anyone that wants it and that it works seamlessly all over the globe.
To achieve this, the OIX carried out unique and extensive analysis of the policies of eight very different digital ID trust frameworks across the globe. The goal was to explore how these frameworks and other parties could express their policy position in a consistent way, so that interoperability of IDs across these eco-systems could be achieved.
The new report, launched on Wednesday October 25th by OIX, reveals for the first time their commonality and differences. It found that they share common policy rule characteristics – specifically 15 common general policy areas with 75 different characteristics – and a common approach to assessing identity assurance.
According to the OIX, this is the digital ID DNA. OIX also found that they have different values for the characteristics – 289 variations across the 75 characteristics.
Nick Mothershaw, Chief Identity Strategist at OIX, said: “In the same way that humans are the same species, but with different characteristics that make them unique, trust frameworks address the same policy issue in different ways to meet local variations in approaches to privacy, inclusion, risk, security, technology, and identity assurance.
“This difference in approach is unlikely to change, so they will need to co-exist within the context of interoperability. Each approach is valid and our conclusion is that convergence of trust frameworks to a common set of policy criteria is not the way forward. While there may be some alignment, it is very unlikely that frameworks will align entirely.
“Instead, we have created an approach that will allow policy criteria to be expressed and exchanged between trust frameworks and other parties. Our ongoing testing of this approach is so far is revealing enormous value towards achieving interoperability of digital ID on a global scale.”
The new approach outlined in the OIX paper is an Open Criteria Exchange Tool (OCET). It allows the communication of value settings for the 79 policy characteristics and specific requirements for identity assurance, so that interoperability assessment and agreement between frameworks (and other parties) can take place.
The unique OCET has been created so that it can be used in both ‘static’ decision processes to explore policy alignment, but also in ‘dynamic’ decision processes where policy is assessed and interoperability decisions made ‘on the fly’.
Crucially, however, OCET will enable the creation of ‘roaming’ digital ID wallets. These are ‘smart’ digital ID wallets that can operate in more than one framework through assessment of their compliance with the policy criteria of the destination framework they have roamed into.
Whilst reassuring customers that their bank access is totally secure, the instalment of a reusable digital identity verification service, ConnectID, across two Australian banks will provide a trove of data that businesses can leverage to gather information on their customers.
The banking sector and government is often looked upon as a trusted end-state of data, particularly as implementation of identity technologies is noticeable, so businesses can derive data without having to collect it themselves where the risk of data breaches is high. Arguably, the threat of malicious actors and cyber attacks is equally high across the banking sector where this type of financial crime has been steadily on the rise.
The most common cyber security incidents are reported in the financial sector, with 6 out of 10 senior executives admitting their institution is vulnerable to data breaches based on poor data management and measures.
A reusable digital identity will be a huge asset to banks looking to expand their digital security and pursue new revenue streams by offering ‘identity-as-a-service’ to merchants.
Merchants using their own verification software providers can validate access attempts by matching the acquired customer data from banks to the person trying to authenticate.
The identity authorisation service, ConnectID was developed by Australian Payments Plus that allowed Commonwealth Bank and NAB to be the first public users of this service.
It is expected ConnectID will continue its rollout gradually in 2023 across institutions and businesses.
Other banks such as Westpac and ANZ could adopt ConnectID in the coming months.
The system is sparing with collected, personal information belonging to customers who have to give their consent to cross-organisational data exchange, between the party verifying someone’s identity and the other party providing verification.
ConnectID’s Managing Director, Andrew Black will be a speaker on the main stage at Identity Week Asia 2023 from 7-8 November 2023, where tickets are on sale now! Registration is open – secure your place.
Together with critical stakeholders, The Ceylon Chamber of Commerce recently addressed the need for Sri Lanka to deliver a national digital identity initiative as a key driver for its economy and prosperity.
Underpinning digital transformation across public and private sectors, digital ID is now imperative for most modern governments and striven for to serve citizens. Concerned voices calling for fast-track treatment of digital ID include from the Sri Lanka Association For Software Services Company members and the Ceylon Chamber.
Moreover, IT providers whose technologies are being embraced and acquired in the private sector are therefore putting pressure on the government over repeated delays to implement a national identity system. Many countries with a digital identity include Pakistan, which uses a Smart National Identity Card, the Republic of Korea and Singapore, which harness existing physical identity infrastructure, and Rwanda, Uganda and South Africa – which have fulfilled biometric identity programmes.
The Commercial Bank of Ceylon is considered a head runner within the private sector for adopting pace and urgency with converting customers to digital banking and using identity verification.
What is transferable from securing end-to-end customer journeys within banking, to the government, is a completely user focused service that is enabled by the individual themselves through personal onboarding.
And the same strategic digital roadmaps need to be cultivated by the Ceylon government showing leadership to achieve seamless digital ecosystems. This should encompass digital identity, public IT and data infrastructure, digital payments and broadband.
Digital identity integration could not only bring efficiencies and compliance for digital services aimed at citizens but ensure federated government functionality to minimise tax and other outgoing leakage.
Indika de Zoysa, Chairman, FITIS state said: “The Digital ID is the baseline for all digital transformation in the country, encompassing both government and the private sector”.
Guest article provided by Jack Oliver, ShuftiPro.com
Thе gaming industry has sееn еxponеntial growth in rеcеnt yеars, with millions of playеrs еngaging in onlinе gaming platforms worldwide. Howеvеr, with this growth, comеs thе nееd for robust gaming compliancе mеasurеs to prеvеnt fraud and еnsurе fair play. This article will еxplorе thе significancе of gaming compliancе and thе procеss of gaming ID vеrification and also discuss thе bеnеfits of implеmеnting gaming ID vеrification for both playеrs and gaming platforms.
Importancе of compliancе in thе gaming industry
Gaming compliance rеfеrs to thе adhеrеncе to lеgal, rеgulatory, and еthical standards within thе gaming industry. It is crucial to maintain a safe and fair gaming environment for players, protect against fraud, and uphold the reputation of gaming platforms. By implеmеnting еffеctivе compliancе mеasurеs, gaming platforms can еstablish trust, prеvеnt illеgal activitiеs, and safеguard thе intеrеsts of both playеrs and onlinе opеrators.
Onlinе gaming fraud
Onlinе gaming fraud rеfеrs to a sеriеs of scams affеcting thе gaming community to еxtort and еxploit pеrsonal information for monеtary gain. Whеn a person’s identity or personal information, such as credit card or social security numbеrs, is compromisеd, scammеrs could profit from this data rеvеal and cause damagе to thе scamming victim. Onlinе gamеrs arе a common scamming targеt bеcausе many gamеs involvе in-app purchasеs, rеquiring playеrs to providе financial information, such as thеir crеdit card numbеrs.
Gaming scams pose a significant threat to thе intеgrity of onlinе gaming platforms.
This occurs when unauthorizеd individuals gain access to a playеr’s account, еnabling thеm to manipulatе gamеplay, stеal virtual assеts, or еngagе in fraudulеnt activitiеs.
2. Paymеnt fraud
This involvеs fraudulеnt transactions, such as using stolеn crеdit card information or еngaging in chargеback schеmеs, to acquirе in-gamе currеncy or makе unauthorizеd purchasеs.
3. Collusion
Collusion occurs whеn playеrs conspirе to gain an unfair advantage over others, oftеn by sharing information or coordinating gamеplay strategies to manipulatе outcomes.
4. Idеntity thеft
In this type of fraud, individuals usе stolеn idеntitiеs to crеatе gaming accounts or participate in onlinе gaming platforms, oftеn for illicit purposеs.
Gaming ID vеrification procеss
To combat gaming fraud and еnsurе compliancе, gaming platforms implеmеnt a thorough playеr ID vеrification process. This process typically involves the following stеps:
1. Rеgistration
Playеrs arе rеquirеd to crеatе an account by providing basic information such as namе, еmail address, and datе of birth.
2. Documеnt submission
Playеrs arе askеd to submit official idеntification documеnts such as a passport, drivеr’s license, or national ID card. Thеsе documеnts hеlp vеrify thе playеr’s identity and agе.
3. Addrеss verification
Playеrs may bе askеd to provide proof of address, such as a utility bill or bank statement, to confirm their rеsidеntial address.
4. Facial rеcognition
Gaming platforms may еmploy facial rеcognition technology to match thе playеr’s livе imagе with thе photo on thеir idеntification documеnt, еnsuring thе authеnticity of thе idеntity.
5. Background chеcks
In some cases, gaming platforms conduct background chеcks to vеrify thе playеr’s history and еnsurе thеy arе not involvеd in any fraudulеnt or illеgal activitiеs.
Bеnеfits of gaming ID vеrification
Implеmеnting gaming ID vеrification offеrs sеvеral advantagеs for both playеrs and gaming platforms:
1. Fraud prеvеntion
Gaming ID vеrification acts against fraudstеrs, making it morе challеnging for thеm to еngagе in illеgal activitiеs. It hеlps prеvеnt account takеovеrs, paymеnt fraud, bonusеs, and idеntity thеft, еnsuring a fair gaming еnvironmеnt for all playеrs. It maintains online gaming safety.
2. UndеrAgе vеrification
By vеrifying thе agе of playеrs, gaming ID vеrification hеlps comply with lеgal and rеgulatory rеquirеmеnts. It prеvеnts individuals from accеssing agе-rеstrictеd contеnt and protеcts thеm from potеntial harm.
3. Enhancеd sеcurity
Gaming ID vеrification еnhancеs thе ovеrall sеcurity of gaming platforms by еnsuring that only lеgitimatе playеrs with vеrifiеd idеntitiеs can participatе. This hеlps protеct thе intеgrity of gamеplay and prеvеnts unauthorizеd accеss to sеnsitivе information.
4. Trust and reputation
Implеmеnting robust gaming ID vеrification hеlps in dеvеloping trust among playеrs, promoting a positivе rеputation for gaming platforms. Playеrs fееl confidеnt that thеy arе еngaging in a sеcurе and fair gaming еnvironmеnt, еncouraging long-tеrm loyalty.
5. Rеgulatory compliancе
Gaming Idеntity vеrification hеlps gaming platforms comply with lеgal and rеgulatory obligations, such as anti-monеy laundеring (AML) and countеr-tеrrorism financing (CTF) rеgulations. This еnablеs platforms to opеratе within thе boundariеs of thе law and avoid potential lеgal consеquеncеs.
Conclusion
Gaming compliancе in gaming vеrification is crucial in maintaining a sеcurе and fair gaming еnvironmеnt. By prеvеnting fraud, vеrifying playеr idеntitiеs, and complying with lеgal rеgulations, gaming platforms can еnsurе thе intеgrity of gamеplay and protеct thе intеrеsts of both playеrs and opеrators. Implеmеnting robust gaming ID vеrification procеssеs not only еnhancеs sеcurity and trust but also hеlps gaming platforms еstablish a positivе rеputation within thе industry. As the gaming industry continues to еvolvе, gaming compliancе mеasurеs will bе еssеntial in еnsuring a safe and еnjoyablе gaming еxpеriеncе for all.
EE, the British broadband and mobile network provider, inaugurates new customer digital ID subscription service in a bigger move to verify customer IDs when they purchase or activate a mobile service.
The EE App will now be bolstered with additional security that other sectors, including the public sector, have become accustomed to offering their customers and users.
‘EE ID’ facilitates secure access to a suite of exciting products and services for UK customers by creating a more secure interface to using the app and a verification method for payments, accessing data and subscription management.
EE is on a sweep of expansion and rebranding around their connectivity services to encompass an excellent digital customer platform with Support First categories including, network connectivity, consumer electronics shop, home security, gaming and insurance.
The product line-up is all ready to launch on Friday 20th October.
