Mobile capture and identity solutions firm Mitek has revealed an integration of facial recognition technology with a secure document authentication solution that enables firms to accelerate mobile identity verification.Mitek has created the product by integrating IDChecker's Facelink facial recognition technology with Mitek's Photo Verify driver's license authentication solution – it acquired IDchecker in May.”With Photo Verify and facial recognition, businesses can quickly and easily verify that a mobile user's identity document is authentic and that they are the person pictured on that document,” said Michael Hagen, managing director and corporate ID strategist, Mitek.By tying identity document verification to biometric authentication, Facelink can enable businesses to quickly and easily verify user identities in the mobile channel. In also speeds up the user identity verification process, reducing the time needed to review identity documents from several days to just a few minutes.Mitek has stressed that Photo Verify is now available for organisations that wish to be certain that the document presented in a mobile transaction is an authentic, unaltered, government issued document.The Photo Verify ID document verification solution also combines Mitek's computer vision technology with the ability to decode enhanced security features embedded in most US driver licenses.The security features cannot be read by other document validation products and are enabled by a partnership in financial services with MorphoTrust USA, a leading provider of security solutions.Mitek has said that Photo Verify assures that the authenticated ID is genuine, unaltered, and government-issued. For example, Photo Verify can also help banks raise Mobile Deposit limits by instantly verifying the identity of person making a deposit on their mobile device.”As America's first absolutely no-fee, online and mobile bank, instant ID verification helps us say yes to more good customers by offering them a great experience while minimizing our risk,” said Luvleen Sidhu, Chief Strategy and Marketing Officer at Bankmobile.”We are the industry's first and only provider of mobile ID verification that captures and decodes imperceptible data contained in advanced security features on most U.S. driver licenses,” said James B. DeBello, president & CEO, Mitek. “This solution provides consumers an easy experience to create a trusted identity with their financial institution anytime, anywhere. For institutions, Photo Verify improves Know Your Customer (KYC) processes in the mobile channel.”
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