Utah-based Mountain America Credit Union has become the first US credit union to offer dual biometric logins for its mobile banking app, with fingerprint and eye-vein authentication both on offer.Mountain America, which launched the feature on 5 May, says the multi-modal authentication option aims at keeping the firm at the leading edge of customer service.”Mountain America is excited to bring this innovation to our members, as biometric features are the future of enhanced online security,” says Shelby Peterson, manager of Product Strategy for Mountain America. “Biometrics not only ensure our mobile products are more secure, but also easier for members to use.”Mountain America has deployed EyeVerify's Eyeprint ID technology for the eye-vein authenticaion. technology with Access Softek for the mobile banking platform side, andEyeVerify works by using an individual's unique eyeprint. The eyeprint is the map of blood vessels in the whites of the eyes, which is unique to each person. Each person has two eyeprints in each eye. The initial enrollment process takes less than a minute, and will capture the eyeprint on a smartphone or tablet camera. After that, logging in using Eyeprint ID simply involves looking into the front-facing camera.Crucially, EyeVerify's tech can work on smartphones that do not have fingerprint sensor hardware which features on news iPhones and Android devices.Mountain America Credit Union has more than $4.5 billion in assets and serves more than 525,000 members, wherever they are, through online and mobile banking, 84 branches in five states and access to more than 30,000 ATMs and 5,000 shared-branching locations nationwide.
Mountain America launches multi-modal biometric app
